3 months in a row that i encounter with 3 diff banks....
nov: late payment of my CC, late settlement charges RM5, interest charges RM2.89. dec: reason of reject cheque from CC, signature required. jan: insufficient of fund in a/c, penalty charges RM50
lesson learnt! if the banker calls you early in the morning, it is sure not a very good news!
mm...spoke with zofox about my resolution, and she mentioned that perhaps i should list out things i SHOULD do instead of SHOULD not do...
1. i SHOULD have oats in hot honey for breakfast daily 2. i SHOULD exercise 3 times a week 3. i SHOULD spend time to do some reading (errr...) 4. i SHOULD let my body & mind to rest well everynite 5. i SHOULD save and spend wisely
Woohoo! it is new year! instead of having just plan satay, char beehoon "home party", we were up to the next level ice-cream challenge at home with BASKIN ROBINS! 3x value cut & 1 giant tub!
TANG TANG TANG!!!!
...it tastes more like DARK chocolate...
...the pineapple, orange & raspberry...
...the alcohol flavour....
...& all time favourite...the ultimate jamoca almond fudge...
perhaps our 'home scoop' was a "little' bit bigger than normal regular scoop compare with haagen dazz, therefore none of us manage to finish the tubs... haha...